Supporting family and friends back home should not fall on one person alone.
School fees are due. Hospital bills don't wait. Some months, the burden feels impossible to carry alone.
Split Send changes that.
One person starts the payment. Family and friends anywhere in the world chip in their share. Klosa puts it all together and sends it directly - to a Ghana bank, a school, a biller, wherever the money needs to land.
No separate transfers. No spreadsheets in the group chat. No guilt about who paid more.
How it actually works
Say a sibling's tuition at KNUST is GHS 4,500 for the term. Three of you - Toronto, London, and a cousin in Accra - want to chip in.
- Start the Split. Set the total (GHS 4,500), the recipient (the school), and a deadline.
- Invite contributors. Share a private link. Each person sees the goal, picks their share, and pays from their own Klosa account in their own currency.
- Klosa completes it. Once everyone has paid, the full amount goes out in a single transaction - straight to KNUST's billing system with the student ID attached. One clean receipt, automatically reconciled.
If someone doesn't pay by the deadline, you decide what happens - refund everyone, top up the difference yourself, or extend the window.
What families actually split
- School fees - terms add up. Splitting tuition across siblings turns a stressful month into a 10-minute group chat.
- Hospital bills - when something happens, the family doesn't have time to coordinate twelve separate transfers.
- Rent for parents - a quiet monthly responsibility, shared evenly.
- Funerals and family contributions - the kind of pooling that used to mean phone calls, IOUs, and "did Auntie send hers yet?"
- Group gifts - a phone for a graduate, a fridge for a new home, a holiday hamper.
Quiet by design
Only the organizer sees who paid what. Family members don't have to know who chipped in more, who paid late, or who couldn't this month. That privacy isn't a feature - it's the whole point.
Just people who care about the same family, showing up together.
Because home is a shared responsibility.
