Built for the diaspora.
Designed for Ghana.
The average remittance corridor charges 3–6% in fees and takes 1–3 days. Klosa charges nothing and takes 2 minutes. That gap is our entire reason for existing.
Five things we never compromise on
Speed that respects your time
Transfers land in Ghana bank accounts in under 2 minutes. Not hours, not days — minutes. ECG and DStv payments are instant.
Rates you can trust
Live mid-market rates, zero fees. The rate on screen is the rate your recipient gets. No margin buried in the exchange.
Full transparency
See the fee (zero), the rate, and the exact amount received — before you confirm. No surprises after the transaction.
One app for everything
Send money, pay 12+ types of bills, invest in T-Bills, order food, shop. Stop managing 6 different apps to support your family in Ghana.
Built by Ghanaians
The team behind Klosa grew up sending money home, paying DStv for relatives, worrying about ECG outages. We built the tool we needed.
How we compare
The numbers don't lie
CAD → GHS corridor. Data accurate as of April 2026.
| Feature | KlosaBest | Others | Others | Others |
|---|---|---|---|---|
| Transfer fee | GHS 0.00 | CAD 5–18 | CAD 4–16 | CAD 15–40 |
| Exchange rate | Mid-market rate | 1–3% markup | 1–3% markup | 2–5% markup |
| Transfer speed | Under 2 min | Minutes–hours | Minutes–hours | 1–3 business days |
| Bill payments | 12+ types | |||
| T-Bill investment | ||||
| Mobile money delivery | (partial) | (partial) |
Licensed, regulated, and secure
Klosa operates under the same regulatory framework as Ghana's licensed payment service providers.
Bank of Ghana
Licensed & regulated
256-bit TLS
Bank-grade encryption
Segregated funds
Your money, protected
KYC/AML compliant
FATF standards
Available in Canada now
Ready to send home smarter?
Join thousands of Canadians sending money, paying bills, and investing in Ghana — all from one app with zero fees.