Built for the Diaspora.
Designed for Real Family Needs.
The average remittance corridor charges 3-6% in fees and takes 1-3 days. Klosa charges nothing and takes 2 minutes. That gap is our entire reason for existing.
A Message from the CEO
Your support reaches where it matters most.
Klosa was created because sending money home often comes with uncertainty. Did the bills get paid? Was the money used for what mattered most? We built Klosa to give people a better way to support loved ones back home through direct payments for essentials like school fees, food, utilities, and more.
Solomon Koomson
Founder & CEO, Klosa
What we stand for
Five things we never compromise on
Principles, not promises. Every decision we make is measured against these - if a feature can't honour them, it doesn't ship.
Speed that respects your time
Transfers land in Ghana bank accounts in under 2 minutes. Not hours, not days - minutes. ECG and DStv payments are instant.
Rates you can trust
Live mid-market rates, zero fees. The rate on screen is the rate your recipient gets. No margin buried in the exchange.
Full transparency
See the fee (zero), the rate, and the exact amount received - before you confirm. No surprises after the transaction.
One app for everything
Send money, pay 12+ types of bills, invest in T-Bills, order food, shop. Stop managing 6 different apps to support your family in Ghana.
Designed from Lived Experience
The team behind Klosa grew up sending money home, paying DStv for relatives, worrying about ECG outages. We built the tool we needed.
Our mission
Closing the gap between you and home
Every year the diaspora sends billions to Ghana - and loses too much of it to fees, marked-up rates, and slow rails. Klosa exists to close that gap, and to give families more than a way to send money: real rates, instant delivery, and the tools to support home the way you actually do.
You send
CAD 500
They get
GHS 5,650
Every cedi arrives whole
Zero transfer fees and the live mid-market rate. The amount you send is the amount your family receives - no margin hidden in the exchange.
1:48
Support that lands in minutes
No more 3-day waits or anxious phone calls. Transfers and bill payments reach Ghana in under 2 minutes, with instant confirmation for both sides.
Wealth that grows back home
Open a Ghana savings account or invest in Government T-Bills, fully regulated - so the diaspora can build lasting financial security, not just send money.
Families, supported together
Split a transfer across siblings and cousins. Everyone chips in their share, and Klosa sends the full amount the moment it's funded.
The team
Meet the minds behind Klosa
A team of innovators with deep experience in finance, technology, and product - united by a shared mission to help the diaspora support home, smarter.
Solomon Koomson
Founder & CEO
Michael Dehar
COO
Daniel Dabiri
CTO
How we compare
The numbers don't lie
The CAD → GHS corridor, side by side. Same transfer, every provider - data accurate as of April 2026.
| KlosaBEST | Others | Others | Others | |
|---|---|---|---|---|
| Transfer fee | GHS 0.00 | CAD 5–18 | CAD 4–16 | CAD 15–40 |
| Exchange rate | Mid-market rate | 1–3% markup | 1–3% markup | 2–5% markup |
| Transfer speed | Under 2 min | Minutes–hours | Minutes–hours | 1–3 business days |
| Bill payments | 12+ types | |||
| T-Bill investment | ||||
| Mobile money delivery | (partial) | (partial) |
Compared to
Trust & compliance
Licensed, regulated, and secure
Klosa operates under the same regulatory framework as Ghana's licensed payment service providers - your money is protected at every layer.
Regulated
Licensed financial entity
256-bit TLS
Bank-grade encryption
Segregated funds
Your money, protected
KYC/AML compliant
FATF standards
Our backers
The institutions building Klosa with us
Banks, payment networks, and partners across Ghana and Canada - connected through one platform built for financial inclusion.

Stripe

First Atlantic Bank

Conestoga

Telecel Cash

Fidelity Bank
Freedom

Chickenman & Pizzaman
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Available in Canada now
Send home smarter. Right from your pocket.
Money, bills, investments - all in one app, zero fees.