Treasury Bills
Invest in Ghana government T-Bills. Low risk, real returns.
Buy 91-day, 182-day, or 364-day Ghana Government Treasury Bills directly through Klosa. Backed by the Ghana government, competitive rates, fully transparent.
Get started →How it works
Choose tenor
91-day, 182-day, or 364-day T-Bills. See current rates before committing.
Invest from CAD
Fund your T-Bill purchase with CAD from Canada. Klosa handles conversion.
Earn at maturity
At maturity, principal + interest lands in your Klosa account.
Details & limits
Common questions
Can I sell T-Bills before maturity?
T-Bills can be liquidated on the secondary market at current market value, subject to a small discount.
Are Ghana T-Bills safe?
They are sovereign debt instruments issued by the Republic of Ghana, backed by the Ghana government's full faith and credit.
Related services
![]()
Available in Canada now
Ready to send home smarter?
Join thousands of Canadians sending money, paying bills, and investing in Ghana — all from one app with zero fees.